Business loans refer to any type of monetary exchange where capital is borrowed, with the expectation that it be paid back (often with interest) at an agreed upon point in time. There are many forms of business loans, including bullet loans, 7(a) Loans, 504 Loans, SBA Loans, Forgivable Loans, Term Loans, MicroLoans, and more.Unlike business loans, revenue based financing (RBF) does not come with an interest rate, instead it typically comes with a discount rate. Company’s leverage RBF to convert their future revenues into upfront capital.