Invoice financing, also known as receivables financing, is similar to receivables factoring, except that in receivables factoring the company gives up the rights to the receivables, whereas in invoice financing the company maintains the rights to the receivables and instead borrows money against them. Invoice financing helps businesses improve cash flow, pay employees, and reinvest in operations and growth, because they can access cash today by eliminating the time between customer-go-live and the eventual bump to their top line.